SwiftPay AutoConfirm is ideal for businesses that want instant notification and automated order processing. With real-time transaction updates delivered via webhook, you can streamline your workflow while keeping full control of your funds.

Note: This is one-way notification only. The service does not handle the actual money transfer—it only informs you when a payment has been made.

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Pros

• Real-Time Notification: Instantly know when a customer makes a transfer.
• Automatic Processing: Connect to your system to confirm orders, update inventory, or trigger fulfillment.
• Multi-Bank Support: Works with Vietcombank, MB Bank, ACB, Techcombank, TPBank, Sacombank, BIDV, and more.
• Free Tier: Receive up to 50 order notifications per month for free.

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Cons

• Funds Remain in Your Bank Account: SwiftPay AutoConfirm only notifies—you still receive money in your own bank.
• Minimum Transfer Amount: 100,000₫ per transaction.
• Reconciliation Timing: Transfers are reconciled twice a week, so notifications may be grouped for processing.

Webhook Configuration Tutorial

You can manage multiple endpoints for production and staging environments to integrate seamlessly with your system.

Step 1: Add a Webhook Endpoint

1. Navigate to Webhook Settings in your SwiftPay AutoConfirm dashboard.

2. Click “Add Webhook”.

3. Enter your endpoint URL:

• Production Endpoint:

  https://api.mystore.com/payments/webhook


  Status: Active

• Staging Endpoint:

  https://staging.mystore.com/payments/webhook


  Status: Inactive

4. Save the webhook. You can add multiple endpoints for testing or different environments.

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Step 2: Event Types

SwiftPay AutoConfirm supports several webhook events:

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Step 3: Sample Payload

When a webhook event is triggered, your endpoint will receive a JSON payload like this:

Fields explained:

• event – Type of webhook event

• data.id – Transaction identifier

• data.amount – Transaction amount

• data.currency – Currency code (VND)

• data.sender_name – Name of the sender

• data.sender_bank – Bank of the sender

• data.reference – Reference provided with the transaction

• data.timestamp – Time of the transaction in ISO 8601 format

• tenant_id – Your unique tenant identifier

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Step 4: Handle Webhook in Your System

1. Configure your server to accept POST requests at the webhook endpoint.

2. Parse the JSON payload.

3. Take action based on the event type, for example:

   • transaction.received → confirm order in your system

   • transaction.completed → mark payment as completed

   • transaction.failed → notify the customer or retry

Tip: Always respond with HTTP 200 OK to acknowledge successful receipt of the webhook.